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Privacy Policy

Last updated: January 2025

SwiftPolicy Insurance Services Limited ("we", "us", "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our insurance services. Please read this policy carefully to understand our views and practices regarding your personal data.

We may collect and process the following types of personal information:

Identity Data

Name, title, date of birth, gender, marital status

Contact Data

Address, email address, telephone numbers

Financial Data

Bank account details, payment card details

Vehicle Data

Vehicle registration, make, model, modifications

Property Data

Property address, type, value, security features

Claims Data

Previous claims history, accident details

Technical Data

IP address, browser type, device information, cookies

Usage Data

How you use our website and services

We use your personal information for the following purposes:

  • To provide insurance quotes and underwrite policies
  • To process and manage your insurance policy
  • To handle claims and provide customer support
  • To process payments and manage your account
  • To communicate with you about your policy and services
  • To comply with legal and regulatory obligations
  • To detect and prevent fraud
  • To improve our products, services, and website
  • To send marketing communications (with your consent)

We may share your personal information with:

  • Insurance underwriters and reinsurers
  • Claims handlers and loss adjusters
  • Credit reference agencies
  • Fraud prevention agencies and databases
  • Regulatory bodies (FCA, ICO)
  • Third-party service providers (IT, payment processing)
  • Legal and professional advisors

We retain your personal data for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, accounting, or reporting requirements. For insurance policies, we typically retain data for 7 years after the policy ends or the final claim is settled, whichever is later.

Retention Periods:

Policy documents
7 years
Claims records
7 years
Marketing preferences
Until withdrawn
Website analytics
26 months

Under data protection laws, you have the following rights:

Access

Request a copy of your personal data

Rectification

Request correction of inaccurate data

Erasure

Request deletion of your data (where applicable)

Restriction

Request limitation of processing

Portability

Request transfer of your data

Objection

Object to processing based on legitimate interests

Withdraw Consent

Where processing is based on consent

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction.

256-bit Encryption
Secure Servers
Access Controls
Regular Audits

Your data may be transferred to and processed in countries outside the UK and EEA. Where this occurs, we ensure appropriate safeguards are in place, such as Standard Contractual Clauses or adequacy decisions.

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:

Data Protection Officer

SwiftPolicy Insurance Services Limited

Email: privacy@swiftpolicy.co.uk

Phone: 0330 123 4567

Address: SwiftPolicy House, 125 Finsbury Pavement, Moorgate, London EC2A 1NQ

You also have the right to lodge a complaint with the Information Commissioner's Office (ICO) at ico.org.uk.

Exercise Your Data Rights

Submit a request to access, correct, delete, or manage your personal data.